Terms of Service

Last Updated: March 10, 2025

1. Acceptance of Terms

By accessing or using the website of Colleston Morgan Law Firm Consult ("Colleston Morgan," "we," "our," or "us") at [collestonmorgan.com] and any related services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our website or services.

These Terms constitute a legally binding agreement between you and Colleston Morgan regarding your use of our website and services.

2. Definitions

In these Terms, the following definitions apply:

• "Website" refers to collestonmorgan.com and all associated content, functionality, and services.
• "Services" refers to the legal services and insurance claims services provided by Colleston Morgan.
• "User" or "you" refers to the individual or entity accessing or using the Website or Services.
• "Content" refers to all text, images, videos, audio, data, information, and other materials displayed, published, or available through the Website.

3. Website Use

3.1 License to Use

Subject to these Terms, Colleston Morgan grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Website for personal, non-commercial purposes.

3.2 Prohibited Use

When using our Website, you agree not to:

• Violate any applicable laws, regulations, or third-party rights
• Use the Website in any way that could damage, disable, overburden, or impair it
• Attempt to gain unauthorized access to any part of the Website or systems
• Use any robot, spider, or other automated means to access the Website
• Collect or harvest any personally identifiable information from the Website
• Use the Website to transmit malware, viruses, or other malicious code
• Impersonate any person or entity or misrepresent your affiliation with a person or entity
• Engage in any activity that disrupts, diminishes, or interferes with our Website

4. Intellectual Property

4.1 Ownership

The Website and all Content, including but not limited to text, graphics, logos, button icons, images, audio clips, data compilations, and software, are the property of Colleston Morgan or our licensors and are protected by copyright, trademark, and other intellectual property laws.

4.2 Restrictions

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any Content on our Website, except as follows:

• Your computer may temporarily store copies of such materials incidental to your accessing and viewing those materials
• You may store files that are automatically cached by your web browser for display enhancement purposes
• You may print or download one copy of a reasonable number of pages of the Website for your personal, non-commercial use and not for further reproduction, publication, or distribution

5. Professional Services

5.1 Information on the Website

The information on our Website is provided for general informational purposes only and does not constitute legal advice or establish an attorney-client relationship. The information should not be relied upon as a substitute for legal advice from a qualified attorney licensed in your jurisdiction.

5.2 Attorney-Client Relationship

An attorney-client relationship is only formed when you and Colleston Morgan have expressly entered into a written agreement that you have become a client of Colleston Morgan. Simply contacting Colleston Morgan does not establish an attorney-client relationship.

5.3 Insurance claims Services

Our insurance claims services are subject to separate terms and conditions that will be provided to you when you engage our services. Information about insurance products on our Website does not constitute an offer of insurance or a complete description of coverage.

6. User Submissions

By submitting any information, content, or material through our Website (including through contact forms, comment sections, or other interactive features), you grant Colleston Morgan a non-exclusive, perpetual, irrevocable, royalty-free, worldwide license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content in any form, media, or technology.

7. Disclaimers

7.1 Website Disclaimer

THE WEBSITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

7.2 Accuracy of Information

We make reasonable efforts to ensure the accuracy of the information on our Website, but we do not guarantee that the Content is accurate, complete, or current. The Content may include technical inaccuracies or typographical errors.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, COLLESTON MORGAN SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR USE, ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR YOUR USE OF THE WEBSITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF COLLESTON MORGAN HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

9. Indemnification

You agree to indemnify, defend, and hold harmless Colleston Morgan and its officers, directors, employees, agents, and representatives from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website.

10. Links to Third-Party Websites

The Website may contain links to third-party websites that are not owned or controlled by Colleston Morgan. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. We encourage you to review the terms and privacy policies of any third-party websites you visit.

11. Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.

12. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Ghana, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located in Ghana for the resolution of any disputes arising out of or relating to these Terms or your use of the Website.

13. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent necessary, and the remaining provisions of the Terms will continue in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Colleston Morgan regarding your use of the Website and supersede all prior agreements and understandings, whether written or oral.

15. Contact Us

If you have any questions about these Terms, please contact us at: